One night around 8–9 PM, I went to Prashanna’s home. He had promised to give me Rs. 10,000 as a loan for my ABC trip. But that evening, he said he didn’t have money and showed me his frozen bank account. Instead, he asked me to take money from his piggy bank and return it later. He gave me a needle from another room, and I pulled out thousand-rupee notes one by one while he counted them. We stopped at Rs. 11,000.
Afterward, I went home and withdrew Rs. 32,000 to deposit into my grandmother’s account. But instead of depositing it, Prashanna and I played Stake (gambling) and lost everything.
A few days later, my grandmother asked about the money. I lied, saying I had kept it safely and would bring it later. In reality, the money was gone, and I was too scared and confused to make a decision.
A friend told me about someone who could lend money with interest. When I contacted him, he asked for collateral, preferably gold. I inquired how much I could get for a bangle and an earring. He said if I failed to repay, he would sell them.
Eventually, I pledged my laptop instead and borrowed Rs. 50,000 with Rs. 500 per day interest. I did this because Prashanna promised that within 1–2 weeks, he would repay me using his semester fee. I trusted him and took the loan.
But when the time came, he refused, saying the college needed to contact his father first before sending the fee. I even asked the consultancy to speak to his father, but he declined again.
Over time, the principal and interest together grew to more than Rs. 1,50,000. All this happened because of Prashanna’s false promises and lies.
In July 2025, the full amount was finally cleared by my father.
One day, Prashanna took me to his first-floor room, opened his locker with a key, and showed me that he didn’t have cash but displayed his mother’s gold jewelry. I told him to close it and lock it again because I would manage money from my laptop.
At that time, he had money in his bank. I asked him to send Rs. 20,000 so we could play Stake and maybe make profits, but he refused, saying he needed it to buy shares.
Jokingly, I picked up one non-gold hand ring, put it in my pocket, and told him, “Let’s sell this and play Stake.” But immediately after, I handed it back and told him I wasn’t serious.
Later, he took screenshots of my chats with the person I had spoken to about a Rs. 50,000 loan against gold and spread false stories to my friends, claiming I had stolen two pieces of his mother’s jewelry.
However, his own mother confirmed that nothing was missing from her locker.
I borrowed money by pledging my laptop, not gold.
Many of my friends believed Prashanna’s words.
But some of my friends trusted me and did not believe his statements.
We were both involved in these actions, but Prashanna blamed everything entirely on me.
He told everyone that I had taken the money without his permission.